Motor truck cargo insurance , also known as cargo liability coverage, is a type of insurance that protects a business that transports goods or merchandise in the event of loss or damage while in transit. This coverage can include protection for the cargo itself, as well as any legal liability that may arise from the transportation of the goods. This might include things like damage to the cargo caused by a collision or theft, as well as liability for any injuries or property damage that may occur as a result of the transportation of the goods. It is important for businesses that transport goods to have this coverage to protect themselves from financial losses due to unexpected events. Who Can Benefit From Motor Truck Cargo Liability Coverage? Businesses that transport goods or merchandise can benefit from motor truck cargo liability coverage. This can include companies that operate their own fleet of trucks, as well as those that contract with third-party carriers to transport th...